So you can fully enjoy Spain
Buy your house the right way
If you are planning to buy or invest in a house in Spain, there are many important details that are not always immediately obvious but can have a significant impact if overlooked.
When everything is handled properly from the start, the process becomes simpler and more secure, allowing you to focus on what truly matters:
Enjoying your house in Spain
A clear and proven approach that guides you through the entire purchase process from start to finish, with everything handled in-house.
Our 5 Point Guarantee
1. Legally Sound
We provide full legal guidance and ensure that every aspect of the property is thoroughly checked and in proper order. This includes ownership, permits, registrations, possible debts, encumbrances, special rights and more.
We guide you from the reservation stage all the way to the notary and verify all registrations and records after completion. Throughout the entire process, we keep you fully informed in clear, professional English.
2. Tax Efficient
We ensure that you do not pay more tax than necessary and advise you on the most advantageous ownership structure.
This is particularly important if you plan to rent out your house or invest in multiple properties. We also make sure all eligible deductions are correctly applied.
Our goal is to minimise your tax burden while remaining fully compliant, so you avoid issues with the Spanish tax authorities and can enjoy your property with complete peace of mind.
3. Financially Secure
When buying a house or a property in Spain, you typically pay a reservation deposit to take the property off the market. This is followed by a payment of approximately 10% of the purchase price when signing the legally binding private purchase contract.
If you decide not to proceed, this amount may be forfeited. In addition, notaries in Spain do not use client escrow accounts, meaning advance payments are often required, with any surplus refunded later.
We closely monitor every step and every payment, ensuring that everything runs smoothly and that your funds are always protected.
4. Fully Insured
You want your house to be properly insured, without unpleasant surprises hidden in the small print.
Our group company, IFAR Insurances, is an independent insurance broker that selects the most suitable coverage at competitive premiums.
In the event of a claim, we actively represent your interests. With our own dedicated claims department, you are never left to deal with insurers on your own.
5. Smart Financing
Our group company, IFAR Insurances, is licensed by the Bank of Spain and operates as an independent financial intermediary.
We carefully select lenders based on quality, service, conditions, and interest rates. Financing options vary depending on your residency status, and Spanish banks often find it challenging to assess foreign documentation.
IFAR simplifies this process and provides clear, timely financial guidance tailored to your personal situation.
Plus a 6th Guarantee: Best Value for Money
Quality
Price
Because all expertise is available internally, we work efficiently, save time and apply standard market rates.
Overall
You receive more services and higher quality at standard market rates.
That is why we confidently offer our sixth guarantee:
The Best Value for Money
We would be delighted to assist you.
Prefer to explore at your own pace?
Our purchase guidance and 5 Point Guarantee are explained in detail in a clear and easy to follow brochure, available as a free and non binding download.
This allows you to review in your own time what we do, how we work and whether our approach suits your situation.
Buy safely and enjoy.
Our legal, tax and advisory specialists are happy to assist you with the secure purchase or the fiscally sound, risk free sale of a property in Spain.
More information?
Send us your question, you are very welcome.
You will receive a reply within one business day